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Why I am Broke?!!!!!



Admit it, may mga taong hindi talaga marunong magmanage ng pera nila. Wala sa laki ng sahod yan, minsan nga kahit maliit sahod ng iba sila pa nakakaipon eh. So what I did is, I made a list why there are people that is suffering from being BROKE.

 Image result for empty wallet
From google.com

1. It's not part of our plan to save - yung tipong wala talaga sa plano natin magipon at gusto lang natin ay mamuhay ng sakto sa sahod natin, ay bad yun. Always remember na kahit maliit lang naiipon mo o naitatabi every month after a year, BOOM!!! ang laki na yan. Isipin mo rin to, in case of emergency may mapapagkunan ka ng pera at hindi mo na kailangan mangutang. For me, saving is preventing yourself on being broke.


Image result for saving money
From google.com

2. We live from pay check to pay check - mga ma'am at sir wag po tayong ubos ubos biyaya, hindi naman porket kumita ka ng limang piso yung boung lima na yun ang gagastusin natin. 

3. No to budgeting - bakit ba mahirap sa atin ang magbudget, dahil ba we are having a hard time to know the difference between sa wants at needs natin. Control yourself and have the disipline para makapagbudget tayo ng tama. Siguro naman kung may natabi na tayong pera para sa savings at sa needs natin, yun yung time para we can spend it on what we want.

4. Promise pa more - may mga tao naman na mahilig magpromise na "sige sagot ko na yan sa sahod o libre kita sa sahod" kaya ang end up kawawa ka kasi naubos na kakapangako mo sa ibang tao. Mga kuya at ate mag tira po tayo ng pang sarili natin.

Marami pangrason kung bakit nawawalan ng pera ang isang tao ng dahil sa kagagawan nya mismo. Pero ito yung mga naisip kong mga major things kung bakit may mga taong ending up to be broke.

Please do leave your honest comments and ishare nyo na din po itong blog site ko sa iba maraming maraming salamat po. Sana po makatulong ito sa inyo.



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